Kansas Mortgage Assistance Program Helps Homeowners

The Kansas Housing Resources Corporation (KHRC) launched the Kansas Homeowners Relief Fund (KHAF) April 18e.

To date, the program has received 1,402 applications from 80 Kansas counties.

KHRC has approved aid for 390 homeowners providing $2,962,161.

Please note that the program has recently undergone policy changes that may benefit you and/or the people you work with.

  • Help with overdue property taxes can now include outstanding balances prior to January 2020 – as long as it is less than $10,000.
  • The maximum mortgage assistance was increase of $35,000 at $50,000.
  • Internet costs that are part of a “package” with telephone or TV, can not to be paid.

The KHAF call center is available to answer questions or challenges related to the application.

KHAF Call Center 855-307-5423.

Don’t wait, apply today before funds run out.

Please note that the KHAF program includes assistance with overdue mortgages, property taxes, defaulted reverse mortgages, deed contracts (rent with option to buy), home equity lines of credit, manufactured homes and more.

The program continues to require applicants to be 30 days or more past due on mortgage or property taxes to qualify.

Quotes from owners who have been helped by KHAF.

“Words cannot express how grateful we are! It will actually give us the opportunity to be on the right track and catch up. It is such a blessing for our family. Thank you for your help.”

“I received an email about a week ago telling me that I was able to receive financial assistance! This is amazing help for my wife and I who have just found out that we are also pregnant!

“I just wanted to say thank you. The fund helps me with my tax arrears and also with my electricity bill. Thank you all.”

Assistance supports homeowners facing financial hardship due to the COVID-19 pandemic

The KHAF program, supported by federal American Rescue Plan Act (ARPA) funding and administered by the KHRC, helps eligible Kansans stay on top of their mortgages and property taxes and avoid foreclosure.

The KHAF program offers:

  • Mortgage payments
  • Taxes and property charges
  • Utilities, internet and broadband charges
  • And more

To qualify for assistance, applicants must:

  • Own their primary residence in Kansas;
  • Provide a valid ID;
  • Meet income guidelines;
  • Be at risk of losing your home; and
  • Experiencing documented financial hardship during the COVID pandemic.

Households earning up to 150% of their region’s median income can apply.

For example, a family of four living in Lyon County could earn up to $97,650 to qualify for assistance.

Eligible hardship must include reduced income or increased living expenses associated with the pandemic.

Applications are accepted online and assistance is paid directly to the lender or service provider.

Eligible homeowners can receive up to $35,000 in mortgage assistance and up to $10,000 in property charges and utility assistance.

The KHAF program was developed in consultation with housing stakeholders and community members through a public feedback process.

The program will run until the state’s $56.6 million KHAF allocation is fully expended.

Homeowners are encouraged to apply as early as possible to ensure they receive timely assistance.

Applicants can check the status of their application at any time by logging into the KHAF portal.

For more information and to apply, go to kshousingcorp.org.

Kansas Housing Resource Corporation (KHRC) is a non-profit, self-governing public corporation committed to helping Kansans access the safe, affordable housing they need and the dignity they deserve. KHRC serves as the state’s Housing Finance Agency (HFA), administering essential housing and community programs to serve the Kansans.

Comments are closed.